Financial Disputes

We have a special designated department specialising in Financial Claims. Our unique and experienced legal financial claims department can help you recover redress for a mis-sold financial product or inadequate service. Our expert team can also work on cases of fraud where in some cases the Financial Institution (Bank, Building Society) is refusing to cover the losses of an innocent victim. We have experience in a number of complaints regarding financial institutions and can offer a free initial consultation in which you can advise us of your issue.

We provide a unique service for businesses who may have been miss-sold PPI, Packaged Products, or received negligent advice from IFA’s or the miss-selling of investment products by “rate swapping”.

 

Why Choose Us

Making a financial claim can be tricky and daunting and often without legal support, these claims can often be rejected instantly by Financial Institutions with insufficient explanation, leaving you bewildered and confused.
By trusting us with your financial claim, you will benefit from our vast legal knowledge and financial experience. We have been successful in recovering compensation for a number of our clients. Members of our team have previously worked for the Financial Ombudsman Service and undertaken this specialism of work for a number of years.
We specialise in but are not limited to PPI claims, Packaged Bank Accounts complaints, Service complaints and instances where Financial Institutions refuse to pay the losses to an innocent victim of Identity Fraud.

We are regulated by the Solicitors Regulation Authority and therefore provide clients with a service which cannot be replicated by the large number of claims management companies operating in the market. We offer services that come from having specialist knowledge of how Financial Institutions operate and combine this with our legal expertise.
We approach such financial matters as a traditional legal case and therefore we ensure that the best possible outcome is sought and achieved, ensuring you are updated throughout the process.

We are also able to converse in a number of diverse languages including Punjabi, Hindi, Gujarati, and Urdu.

PI is an insurance policy you may have purchased unknowingly which makes/made repayments on the credit agreements above, should you have found yourself out of work by way of redundancy, illness or being unable to earn. For many individuals, PPI was simply added on to a loan/credit card or mortgage therefore you may have had it without being fully aware of it.
PPI (Payment Protection Insurance)

 

LOAN / CREDIT CARD / HIRE PURCHASE /  MORTGAGE PPIPAY BACK LOAN + PPI = DEBT

 

What do you need?

A name and an address can be sufficient however if you are not sure of your lenders, we can easily obtain a free credit report for you and check.

 

What we can do for you?

We have a unique and experienced PPI team who will seek to claim back all the premiums you may have paid plus interest on your behalf. Our team has worked directly for the Financial Ombudsman Service and therefore have benefitted from direct training from the Regulator and are able to pre-empt the conduct of Financial Institutions and the approach of the Ombudsman in resolving disputes.

Our team therefore has the benefit of having incomparable in-depth understanding of PPI and have recovered PPI in a number of situations. An example of PPI recovered has been £24,000.Additionally we are aware that many banks make early offers of settlement to their customers and we can advise if the settlement figure is reasonable or if there is merit in escalating the matter to the Financial Ombudsmen for determination.

We are able to deal with the matter from inception and correspond and communicate with all relevant third parties and provide a unique legal service to our clients.

We operate on a no win no fee basis. Therefore if we are unsuccessful in obtaining a refund of your premiums no fee is taken. In most instances we offer a free initial review to determine the prospects of success and the claims which you may have against Packaged Bank Accounts/Service Complaints.

A packaged bank account or ‘premium’ bank account is a type of account where you pay a monthly fee in return for access to a range of services which typically include:

  • Travel Insurance
  • Breakdown Cover
  • Mobile phone insurance
  • Preferential rates on other financial products

If you pay/paid a monthly premium on your bank account, there could be a chance that you could have been mis-sold this bank account. It is estimated that there are over 11 million packaged bank accounts in the UK. We have streamlined the process to assist you in making this claim. We have been successful in obtaining up to 14 years of packaged account fees for a number of clients.Financial Complaints cover a range of matters from fees to maladministration such as incorrect spelling on an account. No complaint is too small for our services.

 

Packaged Bank Accounts/Service Complaints

A packaged bank account or ‘premium’ bank account is a type of account where you pay a monthly fee in return for access to a range of services which typically include:

  • Travel Insurance
  • Breakdown Cover
  • Mobile phone insurance
  • Preferential rates on other financial products

If you pay/paid a monthly premium on your bank account, there could be a chance that you could have been mis-sold this bank account. It is estimated that there are over 11 million packaged bank accounts in the UK.

We have streamlined the process to assist you in making this claim. We have been successful in obtaining up to 14 years of packaged account fees for a number of clients.

Financial Complaints cover a range of matters from fees to maladministration such as incorrect spelling on an account. No complaint is too small for our services.

We know being an innocent victim of identity or financial fraud can be a traumatic and anxious period.
On most occasions Financial Institutions reimburse victims for their losses however there are instances a Financial institution) refuses to reimburse such losses in whole or part. We have successfully dealt with cases where Financial Institutions have refused to reimburse victims of financial fraud.